Senior Executive Fraud Expert (m/f/d)

Job Description

The Strategic Payment Business Department manages and develops our global merchant-side payment ecosystem across 27 countries and all channels (ECOM, MOTO, POS). We optimize the payment experience, manage costs, mitigate risks, and integrate innovative payment methods while acting as a central interface between Business, IT, payment providers, and internal stakeholders.

As a Senior Executive Fraud Expert (m/f/d), you will lead our fraud prevention strategy and protect our global operations. You will drive strategic initiatives and manage key stakeholders. By using advanced data, technology, and industry expertise, you will detect emerging threats, reduce losses, continuously improve fraud controls across all markets and shape the future of fraud management within the organization.

YOUR ROLE AT SIXT

• You define and own the company-wide fraud prevention strategy across all products and channels, aligned with the organization’s risk appetite
• You monitor real-time transactions and continuously optimize fraud rules, scoring models, and detection systems while identifying emerging fraud patterns and coordinating mitigation
• You evaluate and implement advanced fraud prevention technologies and manage escalated fraud incidents, driving long-term remediation measures
• You provide actionable fraud insights, KPIs, and strategic recommendations to senior management while acting as the primary fraud risk advisor to stakeholders
• You partner cross-functionally with Payment, Risk, IT, Data, Compliance, Customer Service, and external providers to ensure robust, scalable fraud controls
• You drive initiatives to improve payment success rates, reduce losses, enhance customer trust, and ensure compliance with regulatory and governance requirements

YOUR SKILLS MATTER

• Education You hold a degree in Business Administration, Business Informatics, Computer Science, or a similar field
• Experience You bring several years of experience in payments, e-commerce, or fraud risk (e.g., merchant, PSP, scheme, or acquirer)
• Expertise You have a strong understanding of payment processes, authorization logic, and fraud typologies
• Analytics You demonstrate an analytical mindset with technical affinity, including experience with fraud tools and basic scripting (e.g., SQL, Python)
• Leadership You have proven leadership experience and strong stakeholder communication skills
• Languages You are fluent in both German and English

WHAT WE OFFER

• Extra benefits Enjoy discounts on SIXT rent, share, ride and SIXT+, attractive vehicle leasing offers, and exclusive deals with partners for travel, tech, fashion and more
• Mobility Boost You will receive a monthly allowance from us as a contribution to your individual mobility
• Future security We contribute to your retirement plan and support you with capital-forming benefits to ensure you are well covered
• Feel-good atmosphere Stay active with our modern SIXT gym, various leisure activities like the gaming area or the SIXT choir, and enjoy our high-quality employee restaurant
• Flexibility Enjoy 30 days of vacation and a hybrid working model with flexible hours
• Giving back Take one day each year to volunteer at a charitable organization dedicated to supporting children

Additional Information

About us:

We are a globally leading mobility service provider with a revenue of €4.00 billion and around 9,000 employees worldwide. Our mobility platform ONE combines our products SIXT rent (car rental), SIXT share (car sharing), SIXT ride (taxi, ride, and chauffeur services), and SIXT+ (car subscription), giving our customers access to our fleet of 350,000 vehicles, the services of 4,000 cooperation partners, and around 5 million drivers worldwide. Together with our franchise partners, we are present in more than 110 countries at 2,000 rental stations. At SIXT, top-tier customer experience and outstanding customer service are our highest priorities. We believe in true entrepreneurship and long-term stability and align our corporate strategy with foresight. Get started with us and apply now!